Water Views
Address
11413 Church Road, Ebro, FL
Price
$ 649,000
Property Attributes
- MLS#789777
- TypeSingle Family
- Listing Status Active
- CountyBay
- CityEbro
- Area04 - Bay County - North
- NeighborhoodNo Named Subdivision
- Zip32437
- Style
- Year Built1997
- Price$ 649,000
- Bedrooms4
- Full Bathrooms3
- Half Bathrooms0
- Sqr Footage1040
- Lot Size6.76 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
Rare East River waterfront retreat and investment opportunity offering approximately 6.76 total acres across two parcels, with deepwater access, two concrete boat launches, and a dock creating an ideal setup for boating, fishing, and waterfront living. Surrounded by the natural beauty of Pine Log Forest, this property delivers privacy, river access, outdoor recreation, and multiple income or expansion possibilities. The primary parcel includes approximately 1.19 acres with 294 feet of East River frontage. The main residence is elevated on pilings and features 3 bedrooms, 2 bathrooms, approximately 1,040 square feet, a 1-car garage, and a 30' x 8' porch overlooking the East River and wooded surroundings. The home has been updated with luxury vinyl plank flooring, modern lighting, stainless steel appliances, kitchen and bathroom improvements, an open living and dining layout, and a fireplace. The lower level of the primary residence is partially finished and offers approximately 1,280 square feet with concrete flooring, exterior walls, plumbing, electrical, and storm windows and doors in progress, creating potential for additional living space or duplex-style use. A separate renovated 1 bedroom, 1 bathroom guest cottage offers flexibility for guests, rental income, or multi-generational living. There is also a 16' x 14' backyard shed that may offer additional storage or future use potential. The adjacent 5.57 acre parcel includes approximately 1,605 feet of river frontage and features a concrete deepwater cove boat launch. The parcel has been partially cleared with driveway access, and power, septic, and artesian well water are reported to be available on site. This additional acreage creates a strong opportunity for a private retreat, rental compound, tiny home concept, or build-to-suit vision, subject to zoning, permitting, and buyer verification. The property also includes two concrete pad boat launches, a riverside dock landing area, and pier walkway access for convenient access to the river. The East River connects toward the Choctawhatchee River, Choctawhatchee Bay, and the Gulf. Reported improvements include a 2019 architectural roof, 2020 HVAC system, 2020 50-gallon water heater, 2019 storm windows and sliding glass doors, 2022 septic leach field upgrade, 2020 LVP flooring, kitchen and bathroom updates, stainless steel appliances, and modern lighting. The detached guest cottage was built in 2011, and the backyard shed was built in 2012. Conveniently located approximately 21 miles from the Gulf and approximately 15 miles from Northwest Florida Beaches International Airport. Seller financing may be available to qualified investment buyers.
| Elementary School | Middle School | High School |
|---|---|---|
| West Bay Elementary School | Surfside Middle School | Arnold High School |
| Price History | |
|---|---|
| 5/12/2026 | Listed $749,000 |
| 7/27/2026 | 13$649,000 |
General Features
| Utilities | HighSpeedInternetAvailable |
|---|---|
| Property Subtype | SingleFamilyResidence |
| Community Features | ShortTermRentalAllowed |
| County | Bay |
| Property Type | Residential |
| HOA | false |
| Subdivision Name | No Named Subdivision |
| Special Listing Conditions | ListedAsIs |
| Status | Active |
| Buyer Financing | SellerFinancing |
| Directions | From HWY 98 (Back Beach Rd), take HWY 79 North 12 miles, then turn left onto Pine Log Rd. Continue 3 miles West, then turn right onto Anderson Rd for 1/4 mile, then turn left onto Church Rd. |
| High School | Arnold |
| City | Ebro |
| MLS Area | 04 - Bay County - North |
| Lot Size Units | Acres |
| Lot Size Square Feet | 294466 |
| Elementary School | West Bay |
| Middle/Junior High School | Surfside |
| MLS Area Minor | 0411 - Bay North - West Bay |
| Standard Status | Active |
| Property Sub Type Additional | SingleFamilyResidence |
| Other Structures | GuestHouse,Workshop |
| Occupancy Type | Occupied |
| Waterfront Features | RiverFront |
| Year Built | 1997 |
| Heating | Central,Electric,Fireplaces,HeatPump |
| Cooling | CentralAir,CeilingFans,EnergyStarQualifiedEquipment |
| Appliances | ElectricCooktop,ElectricOven,ElectricWaterHeater,IceMaker |
| Patio/Porch Features | Deck,Enclosed,Patio |
| Construction Materials | Block,Concrete,VinylSiding,WoodFrame |
| View | River |
| Attached Garage | false |
| Garage Y/N | true |
| Total Rooms | 7 |
| Full Baths | 3 |
| Garage Spaces | 1 |
| Architectural Style | Contemporary |
| New Construction | false |
| Roof | Composition,Shingle |
Interior Features
| Total Baths | 3 |
|---|---|
| Interior Amenities | InteriorSteps,SmartThermostat,TubShower,UpperLevelPrimary |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Bedrooms | 4 |
| LivingAreaSource | Appraiser |
| Window Features | StormWindows |
Exterior Features
| Lot Features | Paved |
|---|---|
| Lot Size Area | 6.76 |
| Lot Dimensions | irr |
| Lot Size Acres | 6.76 |
| Road Surface Type | Dirt |
| Road Frontage Type | PrivateRoad |
| Parking Features | AdditionalParking,CircularDriveway |
| Building Area Total | 1040 |
| Waterfront Y/N | true |
| Exterior Amenities | Deck,Dock,Patio,FirePit |
| Fencing | ChainLink |
| Door Features | InsulatedDoors,StormDoors |
| Foundation Details | PillarPostPier |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32437
Price
Year Built
In The Neighborhood
New Construction
Santa Rosa Beach
$ 764,850
- Type
- Single Family
- Size
- 2,692 SqFt
- Rooms
- 3 Beds + 3 Baths
New Construction
Santa Rosa Beach
$ 693,000
- Type
- Single Family
- Size
- 2,672 SqFt
- Rooms
- 5 Beds + 4 Baths
New Construction
Santa Rosa Beach
$ 742,255
- Type
- Single Family
- Size
- 2,648 SqFt
- Rooms
- 5 Beds + 4 Baths
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Copyright © 2026 by the Multiple Listing Service of the Pensacola Association of
REALTORS ® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, re-transmitted, copied, framed, re-purposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS ®. Florida
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
